{"id":60623,"date":"2021-08-10T09:21:24","date_gmt":"2021-08-10T07:21:24","guid":{"rendered":"http:\/\/www.abmnews.com\/blog\/?p=60623"},"modified":"2021-08-10T09:21:26","modified_gmt":"2021-08-10T07:21:26","slug":"rc-auto-inizia-il-rialzo-ma-ancora-lontani-dai-livelli-pre-covid","status":"publish","type":"post","link":"https:\/\/www.abmnews.com\/blog\/rc-auto-inizia-il-rialzo-ma-ancora-lontani-dai-livelli-pre-covid\/","title":{"rendered":"Rc Auto: inizia il rialzo, ma ancora lontani dai livelli pre-Covid"},"content":{"rendered":"\n

Dopo il mese di maggio, quando i premi medi Rc Auto hanno raggiunto il loro record minimo, \u00e8 cominciato il trend di risalita tanto che, secondo l\u2019Osservatorio Rc Auto di Facile.it<\/a>*, a luglio 2021 per assicurare un veicolo a quattro ruote occorrevano, in media, 457,04 euro<\/strong>, lo 0,2% in pi\u00f9 se confrontato con giugno. La buona notizia \u00e8 che, nonostante il lievissimo aumento, i premi risultano ancora nettamente inferiori (-12,6%)<\/strong> rispetto ad un anno fa.<\/p>\n

Il dato emerge dall\u2019analisi di un campione di oltre 9.100.000 preventivi e relative quotazioni raccolti da Facile.it nel corso dell\u2019ultimo anno.<\/p>\n

\u00abL\u2019aumento graduale, seppur lieve, degli ultimi due mesi \u00e8 l’inizio di un trend che nel lungo periodo non potr\u00e0 che proseguire\u00bb<\/em>, spiega Diego Palano, General Manager di Facile<\/strong>.it<\/strong> \u00abCon il ritorno alla normalit\u00e0 in termini di mobilit\u00e0 e l\u2019incremento del numero di veicoli in circolazione \u2013 e con esso quello dei sinistri \u2013 era prevedibile un aggiustamento al rialzo; resta solo da capire quanto sar\u00e0 veloce l\u2019adeguamento.\u00bb.<\/em><\/p>\n

L\u2019andamento regionale<\/strong><\/p>\n

Confrontando il costo medio Rc Auto di luglio 2021 con quello di luglio 2020 emerge un dato interessante: il calo dei prezzi <\/strong>\u00e8 stato registrato, seppur in misura differente, in tutto il Paese.<\/strong><\/p>\n

A guidare la classifica dei cali pi\u00f9 consistenti \u00e8 il Piemonte<\/strong>, area dove i valori medi sono scesi del 17,98%<\/strong> rispetto allo stesso mese del 2020. Seguono nella graduatoria la Lombardia<\/strong>, che ha registrato una diminuzione della tariffa media pari al 16,39% <\/strong>e, staccata per un soffio, la Liguria<\/strong>, dove il premio medio Rc auto \u00e8 calato del 16,38%<\/strong>.<\/p>\n

All\u2019ultimo posto della graduatoria nazionale, invece, si posiziona la Basilicata<\/strong>, che ha registrato un calo delle tariffe medie pari al 4,82%<\/strong>.<\/p>\n

Campania sempre la pi\u00f9 cara<\/strong><\/p>\n

In termini di valori assoluti<\/strong>, maglia nera d\u2019Italia si conferma essere la Campania<\/strong>; nella regione, a luglio 2021, per assicurare un veicolo a quattro ruote occorrevano, in media, 839,39<\/strong> euro<\/strong>, vale a dire l\u201983,6% in pi\u00f9 rispetto alla media nazionale<\/strong>. Seguono sul podio delle aree pi\u00f9 care d\u2019Italia la Calabria<\/strong>, che conquista il secondo posto con un premio medio pari a 526,87 euro<\/strong> e la Puglia<\/strong>, sul terzo gradino con un valore medio pari a 511,08<\/strong> euro.<\/p>\n

Se si guarda, invece, alle regioni dove assicurare un veicolo costa di meno i pi\u00f9 fortunati sono i residenti del Friuli-Venezia Giulia<\/strong>, area dove, lo scorso mese, per tutelare la propria automobile occorrevano, mediamente, 315,06 euro<\/strong>.\u00a0<\/p>\n

A seguire si trova la Lombardia<\/strong>, dove il premio medio rilevato a luglio 2021 era pari a 344,28 <\/strong>euro e, a poca distanza, il Trentino-Alto Adige<\/strong>, con una tariffa pari a 350,39<\/strong> euro.<\/p>\n

Visti i probabili rincari<\/strong> che potrebbero interessare il mercato delle polizze Rc Auto, il consiglio degli esperti di Facile.it per tutti coloro che hanno una polizza in scadenza \u00e8 di rinnovarla ora <\/strong>finch\u00e9 i premi sono ancora lontani dai livelli pre-Covid. Da considerare, inoltre, che molte compagnie, per venire incontro alle esigenze dei propri clienti che chiedevano un rimborso per i mesi di restrizione in cui l\u2019auto \u00e8 rimasta inutilizzata, hanno introdotto sconti e iniziative specifiche di cui tuttora si pu\u00f2 usufruire.<\/p>\n

Le garanzie accessorie<\/strong><\/p>\n

Guardando alle scelte degli automobilisti in materia di garanzie accessorie<\/strong> emerge che a luglio 2021, tra coloro che ne hanno inserita una in fase di preventivo, la pi\u00f9 richiesta \u00e8 l\u2019assistenza stradale (39,9%).<\/strong><\/p>\n

Il dato pu\u00f2 essere letto anche in virt\u00f9 di un parco auto che continua ad invecchiare<\/strong>; lo scorso mese l\u2019et\u00e0 media dei veicoli italiani era pari a poco pi\u00f9 di 11 anni<\/strong>, valore in aumento rispetto a quello rilevato nello stesso periodo del 2020 (10 anni e mezzo).<\/p>\n

Seguono tra le garanzie accessorie pi\u00f9 richieste la copertura infortuni conducente <\/strong>(19,3%), la tutela legale<\/strong> (16,8%) e la garanzia furto e incendio<\/strong> (11,9%)<\/p>\n

A seguire la tabella con il premio medio registrato nelle regioni d\u2019Italia a luglio 2021 e la variazione percentuale rispetto a luglio 2020.<\/p>\n

\u00a0<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
\n

Regione<\/strong><\/p>\n<\/td>\n

\n

Premio medio RC auto Oss. Facile.it luglio 2021<\/strong><\/p>\n

(euro)<\/strong><\/p>\n<\/td>\n

\n

Differenza luglio 2021<\/strong><\/p>\n

vs <\/strong><\/p>\n

luglio 2020<\/strong><\/p>\n<\/td>\n<\/tr>\n

\n

Abruzzo<\/p>\n<\/td>\n

\n

366,74 \u20ac<\/p>\n<\/td>\n

\n

-15,46%<\/p>\n<\/td>\n<\/tr>\n

\n

Basilicata<\/p>\n<\/td>\n

\n

389,86 \u20ac<\/p>\n<\/td>\n

\n

-4,82%<\/p>\n<\/td>\n<\/tr>\n

\n

Calabria<\/p>\n<\/td>\n

\n

526,87 \u20ac<\/p>\n<\/td>\n

\n

-15,73%<\/p>\n<\/td>\n<\/tr>\n

\n

Campania<\/p>\n<\/td>\n

\n

839,39 \u20ac<\/p>\n<\/td>\n

\n

-13,13%<\/p>\n<\/td>\n<\/tr>\n

\n

Emilia-Romagna<\/p>\n<\/td>\n

\n

395,84 \u20ac<\/p>\n<\/td>\n

\n

-13,62%<\/p>\n<\/td>\n<\/tr>\n

\n

Friuli Venezia-Giulia<\/p>\n<\/td>\n

\n

315,06 \u20ac<\/p>\n<\/td>\n

\n

-14,24%<\/p>\n<\/td>\n<\/tr>\n

\n

Lazio<\/p>\n<\/td>\n

\n

443,67 \u20ac<\/p>\n<\/td>\n

\n

-13,72%<\/p>\n<\/td>\n<\/tr>\n

\n

Liguria<\/p>\n<\/td>\n

\n

446,82 \u20ac<\/p>\n<\/td>\n

\n

-16,38%<\/p>\n<\/td>\n<\/tr>\n

\n

Lombardia<\/p>\n<\/td>\n

\n

344,28 \u20ac<\/p>\n<\/td>\n

\n

-16,39%<\/p>\n<\/td>\n<\/tr>\n

\n

Marche<\/p>\n<\/td>\n

\n

421,84 \u20ac<\/p>\n<\/td>\n

\n

-11,53%<\/p>\n<\/td>\n<\/tr>\n

\n

Molise<\/p>\n<\/td>\n

\n

454,46 \u20ac<\/p>\n<\/td>\n

\n

-13,61%<\/p>\n<\/td>\n<\/tr>\n

\n

Piemonte<\/p>\n<\/td>\n

\n

397,60 \u20ac<\/p>\n<\/td>\n

\n

-17,98%<\/p>\n<\/td>\n<\/tr>\n

\n

Puglia<\/p>\n<\/td>\n

\n

511,08 \u20ac<\/p>\n<\/td>\n

\n

-12,95%<\/p>\n<\/td>\n<\/tr>\n

\n

Sardegna<\/p>\n<\/td>\n

\n

373,88 \u20ac<\/p>\n<\/td>\n

\n

-13,55%<\/p>\n<\/td>\n<\/tr>\n

\n

Sicilia<\/p>\n<\/td>\n

\n

444,51 \u20ac<\/p>\n<\/td>\n

\n

-13,74%<\/p>\n<\/td>\n<\/tr>\n

\n

Toscana<\/p>\n<\/td>\n

\n

474,72 \u20ac<\/p>\n<\/td>\n

\n

-16,31%<\/p>\n<\/td>\n<\/tr>\n

\n

Trentino-Alto Adige<\/p>\n<\/td>\n

\n

350,39 \u20ac<\/p>\n<\/td>\n

\n

-11,90%<\/p>\n<\/td>\n<\/tr>\n

\n

Umbria<\/p>\n<\/td>\n

\n

426,90 \u20ac<\/p>\n<\/td>\n

\n

-12,13%<\/p>\n<\/td>\n<\/tr>\n

\n

Valle D’Aosta<\/p>\n<\/td>\n

\n

n.d<\/p>\n<\/td>\n

\n

n.d<\/p>\n<\/td>\n<\/tr>\n

\n

Veneto<\/p>\n<\/td>\n

\n

361,94 \u20ac<\/p>\n<\/td>\n

\n

-15,16%<\/p>\n<\/td>\n<\/tr>\n

\n

Italia<\/strong><\/p>\n<\/td>\n

\n

457,04 \u20ac<\/strong><\/p>\n<\/td>\n

\n

-12,57%<\/strong><\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u00a0<\/p>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

\u00a0<\/p>\n

Ufficio Stampa Facile.it SpA<\/strong><\/em><\/p>\n

Andrea Polo \u2013 Yuri Griggio \u2013 Alessandra Arosio<\/em><\/p>\n

02.55550.180\/154\/208<\/em><\/p>\n

348.0186418- 327.0440396 – 335.6373666<\/em><\/p>\n

ufficiostampa@facile.it<\/a><\/p>\n

\u00a0<\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":60624,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[293],"tags":[],"class_list":["post-60623","post","type-post","status-publish","format-standard","has-post-thumbnail","category-news"],"yoast_head":"\nRc Auto: inizia il rialzo, ma ancora lontani dai livelli pre-Covid - AbmNews<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.abmnews.com\/blog\/rc-auto-inizia-il-rialzo-ma-ancora-lontani-dai-livelli-pre-covid\/\" \/>\n<meta property=\"og:locale\" content=\"it_IT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rc Auto: inizia il rialzo, ma ancora lontani dai livelli pre-Covid - 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